{"id":10788,"date":"2025-09-01T07:41:53","date_gmt":"2025-09-01T07:41:53","guid":{"rendered":"https:\/\/simply.ch\/for-expats\/"},"modified":"2026-01-06T10:25:19","modified_gmt":"2026-01-06T10:25:19","slug":"for-expats","status":"publish","type":"page","link":"https:\/\/simply.ch\/en\/for-expats\/","title":{"rendered":"For Expats"},"content":{"rendered":"\t\t
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International health insurance for expats<\/span><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Whatever takes you abroad \u2013 with international health insurance from KPT in cooperation with Allianz Care, you and your family are covered worldwide.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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simply supports you personally in choosing the right solution for long-term periods abroad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tBook your video consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Simply-For-Expats-Hero\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"International\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Why is<\/span> international health insurance important?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A lengthy period abroad brings new challenges \u2013 including regarding healthcare. With international health insurance from KPT in cooperation with Allianz Care, you are optimally covered worldwide. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Your benefits<\/span> at a glance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Comprehensive coverage \u2013 worldwide<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Outpatient and inpatient treatment, preventive care, vaccinations, and emergency repatriations are covered \u2013 no matter where you are.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Simply-For-Expats-Comprehensive-Protection-Worldwide\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Reliable\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Reliable advice from simply<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tWe support you in choosing the right solution \u2013 personally, digitally, and multilingually.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Direct cost coverage & free choice of doctor<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Thanks to Allianz Care, invoices are settled directly with clinics in the partner network \u2013 without an upfront payment. You are free to choose the facility. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Direct\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Why this<\/span> coverage is important<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\"Check\"<\/figure>
Many countries do not have comprehensive healthcare coverage.<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\"Check\"<\/figure>
Treatment costs can be extremely high and unpredictable.<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\"Check\"<\/figure>
Language barriers and bureaucracy hinder access to medical help.<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\"Check\"<\/figure>
Chronic treatment and repatriation are barely affordable without insurance.<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Solutions<\/span> for companies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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International companies, NGOs, and institutions benefit from KPT\u2019s individually tailored insurance packages for employees abroad \u2013 with attractive conditions, flexible benefit modules, and reliable worldwide coverage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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simply provides advisory support \u2013 from the initial inquiry to successful implementation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"International\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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We're here<\/span> to help video consultation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Personal, digital, flexible: our video consultation answers your questions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tBook your video consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"simply-home-video\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Frequently asked questions<\/span> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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1. Who is considered an expat?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

Expats (expatriates) are individuals who stay abroad for an extended period without relocating their
permanent residence there. These include: <\/p>\n

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  • Professionally seconded employees and cross-border commuters.<\/li>\n
  • Self-employed individuals and digital nomads.<\/li>\n
  • Students abroad.<\/li>\n
  • Retirees abroad.<\/li>\n
  • Family members of expats.<\/li>\n
  • NGO employees and volunteers.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div>
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    2. What is the difference between international health insurance and travel insurance?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

    Expat insurance covers long-term stays, including preventive care and repatriation, while travel insurance primarily covers short stays and emergencies during travel.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>

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    3. Who needs international health insurance?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

    Expats, cross-border commuters, students abroad, digital nomads, retirees, and families of seconded individuals.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>

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    4. What benefits are included?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

    Outpatient & inpatient treatment, emergency transport, preventive examinations, vaccinations, psychological care, free choice of doctor and hospital worldwide.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>

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    5. Does the insurance also cover my family?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

    Yes, simply offers family plans that include spouses and children.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>

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    6. Are there age or health restrictions?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

    Age limits and health questions vary by product; we will clarify details in the video consultation.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    International health insurance for expats Whatever takes you abroad \u2013 with international health insurance from KPT in cooperation with Allianz Care, you and your family are covered worldwide. simply supports you personally in choosing the right solution for long-term periods abroad. Book your video consultation Why is international health insurance important? A lengthy period abroad […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10788","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nInternational Health Insurance for Expats \u2013 Simply Advises You<\/title>\n<meta name=\"description\" content=\"International health insurance for expats: simply advises you on worldwide protection, flexible rates and suitable solutions for longer stays abroad.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/simply.ch\/en\/for-expats\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"International Health Insurance for Expats \u2013 Simply Advises You\" 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