{"id":10840,"date":"2025-06-18T11:21:26","date_gmt":"2025-06-18T11:21:26","guid":{"rendered":"https:\/\/simply.ch\/basic-insurance\/"},"modified":"2026-04-01T12:55:25","modified_gmt":"2026-04-01T12:55:25","slug":"basic-insurance","status":"publish","type":"page","link":"https:\/\/simply.ch\/en\/basic-insurance\/","title":{"rendered":"Basic insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10840\" class=\"elementor elementor-10840 elementor-1527\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10d2dee e-flex e-con-boxed e-con e-parent\" data-id=\"10d2dee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-37e632b e-con-full e-flex e-con e-child\" data-id=\"37e632b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-45c80ac e-con-full e-flex e-con e-child\" data-id=\"45c80ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7b88101 e-con-full e-flex e-con e-child\" data-id=\"7b88101\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0b1199 elementor-widget-mobile__width-inherit main-color block-line elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f0b1199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span> Basic insurance:<\/span> Find the right model with simply<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e08e98 e-con-full e-flex e-con e-child\" data-id=\"4e08e98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78115d8 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"78115d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Basic insurance is mandatory for people living in Switzerland. We help you choose the right model. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60f356a e-con-full e-flex e-con e-child\" data-id=\"60f356a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7355934 elementor-widget elementor-widget-button\" data-id=\"7355934\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/simply.ch\/en\/premium-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M13.1734 16.6794L17.8604 10.6794M17.8604 10.6794L13.1724 4.67938M17.8604 10.6794H2.86035\" stroke=\"white\" stroke-width=\"1.5\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate premium now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0550d06 e-con-full e-flex e-con e-child\" data-id=\"0550d06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e07a97 myvideo elementor-widget elementor-widget-video\" data-id=\"4e07a97\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/tzXj9Zukwps?si=QRTI5BlJ7dwKjbqk&quot;,&quot;show_image_overlay&quot;:&quot;yes&quot;,&quot;image_overlay&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/simply.ch\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/video-cover.jpg&quot;,&quot;id&quot;:3227,&quot;size&quot;:&quot;&quot;,&quot;alt&quot;:&quot;&quot;,&quot;source&quot;:&quot;library&quot;},&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t\t\t<div class=\"elementor-custom-embed-image-overlay\" style=\"background-image: url(https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/video-cover.jpg);\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\" role=\"button\" aria-label=\"Play Video\" tabindex=\"0\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"90\" height=\"91\" viewBox=\"0 0 90 91\" fill=\"none\"><g clip-path=\"url(#clip0_4162_4224)\"><path d=\"M45 79.25C63.6396 79.25 78.75 64.1396 78.75 45.5C78.75 26.8604 63.6396 11.75 45 11.75C26.3604 11.75 11.25 26.8604 11.25 45.5C11.25 64.1396 26.3604 79.25 45 79.25Z\" fill=\"#FAD5DD\" stroke=\"white\" stroke-width=\"3\" stroke-miterlimit=\"10\"><\/path><path d=\"M53.8326 45.2217L37 34V56.4434L53.8326 45.2217Z\" fill=\"#FE6799\" stroke=\"#FE6799\" stroke-width=\"3.36652\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_4162_4224\"><rect width=\"90\" height=\"90\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-380118f e-flex e-con-boxed e-con e-parent\" data-id=\"380118f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b3dbfd2 e-con-full e-flex e-con e-child\" data-id=\"b3dbfd2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2520b55 e-con-full e-flex e-con e-child\" data-id=\"2520b55\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ee3f4ef e-con-full e-flex e-con e-child\" data-id=\"ee3f4ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77a2a97 elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"77a2a97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Overview of <\/span>basic insurance models<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d335ec5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d335ec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>simply supports you in choosing the right basic insurance model so you can benefit from attractive premium discounts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-936493e e-con-full e-flex e-con e-child\" data-id=\"936493e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-796cdd6 elementor-widget elementor-widget-text-editor\" data-id=\"796cdd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Compare models<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a7eaa9 e-con-full custom-tablee-sec e-flex e-con e-child\" data-id=\"9a7eaa9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-69dedd5 e-con-full e-flex e-con e-child\" data-id=\"69dedd5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3820ba1 e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"3820ba1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15655dc elementor-widget elementor-widget-heading\" data-id=\"15655dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Model<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25ffb17 e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"25ffb17\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6616d0e elementor-widget elementor-widget-heading\" data-id=\"6616d0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Premium discount<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f57bb7 e-con-full custom-table--long-heading e-flex e-con e-child\" data-id=\"7f57bb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b9eb7a elementor-widget elementor-widget-heading\" data-id=\"5b9eb7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Notes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbf9a6f e-con-full table-link-design e-flex e-con e-child\" data-id=\"cbf9a6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-931d2aa e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"931d2aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-830b5fa elementor-widget elementor-widget-text-editor\" data-id=\"830b5fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/digitale-versicherung-kptwinsmart\" target=\"_blank\" rel=\"noopener\">KPTwin.smart<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecf8e18 e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"ecf8e18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef1fc1e elementor-widget elementor-widget-text-editor\" data-id=\"ef1fc1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t11% \u2013 20%\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c725d12 e-con-full custom-table--long-heading e-flex e-con e-child\" data-id=\"c725d12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-904905d elementor-widget elementor-widget-text-editor\" data-id=\"904905d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fully digital via Well-App with symptom checker,<br>doctor&#8217;s appointment &amp; medication delivery<\/p><p> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bcfa9e e-con-full table-link-design e-flex e-con e-child\" data-id=\"7bcfa9e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-98c1a6a e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"98c1a6a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16552be elementor-widget elementor-widget-text-editor\" data-id=\"16552be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/kptwineasy-telemedizin-und-mediversand\" target=\"_blank\" rel=\"noopener\">KPTwin.easy<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a25e36 e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"3a25e36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d715f3f elementor-widget elementor-widget-text-editor\" data-id=\"d715f3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>9% \u2013 16%<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-907a10f e-con-full custom-table--long-heading e-flex e-con e-child\" data-id=\"907a10f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36803ee elementor-widget elementor-widget-text-editor\" data-id=\"36803ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>24\/7 telemedicine with Medi24 &amp;<br>medication delivery by Zur Rose<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-176929c e-con-full table-link-design e-flex e-con e-child\" data-id=\"176929c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e6a6e6a e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"e6a6e6a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd2b789 elementor-widget elementor-widget-text-editor\" data-id=\"bd2b789\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/hmo-modell\" target=\"_blank\" rel=\"noopener\">KPTwin.plus<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a70f39f e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"a70f39f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f0278a elementor-widget elementor-widget-text-editor\" data-id=\"4f0278a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>10% \u2013 22%<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f7f550 e-con-full custom-table--long-heading e-flex e-con e-child\" data-id=\"6f7f550\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d19963e elementor-widget elementor-widget-text-editor\" data-id=\"d19963e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Treatment at the health center of your choice with<br>coordination by a primary care physician<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22c7418 e-con-full table-link-design e-flex e-con e-child\" data-id=\"22c7418\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2e0be43 e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"2e0be43\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29aa3e4 elementor-widget elementor-widget-text-editor\" data-id=\"29aa3e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/hausarztmodell\" target=\"_blank\" rel=\"noopener\">KPTwin.doc<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f34183e e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"f34183e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f325dc elementor-widget elementor-widget-text-editor\" data-id=\"3f325dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>10% \u2013 22%<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25d3e1d e-con-full custom-table--long-heading e-flex e-con e-child\" data-id=\"25d3e1d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efd4c1e elementor-widget elementor-widget-text-editor\" data-id=\"efd4c1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Always go to your family doctor first \u2013 they coordinate all<br>further steps<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fed358c e-con-full table-link-design e-flex e-con e-child\" data-id=\"fed358c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c58225c e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"c58225c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51bee2d elementor-widget elementor-widget-text-editor\" data-id=\"51bee2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/telmed-modell\" target=\"_blank\" rel=\"noopener\">KPTwin.win<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56ea1f8 e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"56ea1f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1692962 elementor-widget elementor-widget-text-editor\" data-id=\"1692962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>5% \u2013 22%<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ba526f e-con-full custom-table--long-heading e-flex e-con e-child\" data-id=\"3ba526f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9156f57 elementor-widget elementor-widget-text-editor\" data-id=\"9156f57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Flexible initial contact: Medi24 or independent family doctor \u2013<br> combination possible<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d0f62e e-con-full table-link-design e-flex e-con e-child\" data-id=\"3d0f62e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-01922ea e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"01922ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-796b148 elementor-widget elementor-widget-text-editor\" data-id=\"796b148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/standard-freie-arztwahl\" target=\"_blank\" rel=\"noopener\">Standard model<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b19f819 e-con-full custom-table-heading e-flex e-con e-child\" data-id=\"b19f819\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d4c93e elementor-widget elementor-widget-text-editor\" data-id=\"3d4c93e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No discount<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e9c964c e-con-full custom-table--long-heading e-flex e-con e-child\" data-id=\"e9c964c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-334fb5c elementor-widget elementor-widget-text-editor\" data-id=\"334fb5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Free choice of doctor and direct access to specialists without restrictions<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd7e96 elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6dd7e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd0e2ef e-con-full inner-page-video-sec e-flex e-con e-parent\" data-id=\"dd0e2ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c25dec8 elementor-widget elementor-widget-template\" data-id=\"c25dec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"11307\" class=\"elementor elementor-11307 elementor-3303 elementor-3303\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7818f2de e-flex e-con-boxed e-con e-parent\" data-id=\"7818f2de\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7deb0af7 e-con-full e-flex e-con e-child\" data-id=\"7deb0af7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3334ceba e-con-full video-sectn e-flex e-con e-child\" data-id=\"3334ceba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cad3d31 elementor-widget-mobile__width-inherit main-color block-line elementor-widget elementor-widget-heading\" data-id=\"7cad3d31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>We're here<\/span> to help video consultation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47a43d20 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"47a43d20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Personal, digital, flexible: our video consultation answers your questions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67a3d420 Buchen-Sie elementor-widget elementor-widget-button\" data-id=\"67a3d420\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M13.1734 16.6794L17.8604 10.6794M17.8604 10.6794L13.1724 4.67938M17.8604 10.6794H2.86035\" stroke=\"white\" stroke-width=\"1.5\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book your video consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b54574a e-con-full e-flex e-con e-child\" data-id=\"4b54574a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad82825 elementor-widget elementor-widget-image\" data-id=\"6ad82825\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"568\" height=\"678\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-home-videoberatung-wir-sind-fur-sie-da.png\" class=\"attachment-full size-full wp-image-6963\" alt=\"simply-home-video consultation - we are here for you\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-home-videoberatung-wir-sind-fur-sie-da.png 568w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-home-videoberatung-wir-sind-fur-sie-da-251x300.png 251w\" sizes=\"(max-width: 568px) 100vw, 568px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20fe332 e-flex e-con-boxed e-con e-parent\" data-id=\"20fe332\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ee6455f e-con-full e-flex e-con e-child\" data-id=\"ee6455f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-71d23d7 e-con-full e-flex e-con e-child\" data-id=\"71d23d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5401259 e-con-full e-flex e-con e-child\" data-id=\"5401259\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd4ed5f elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"dd4ed5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Frequently asked questions<\/span> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42e5dee e-con-full e-flex e-con e-child\" data-id=\"42e5dee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efe566e elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"efe566e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-efe566e\" data-scroll-on-click=\"no\" data-scroll-speed=\"550\" data-accordion-id=\"efe566e\" data-accordion-type=\"accordion\" data-toogle-speed=\"550\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"1-do-i-need-basic-insurance\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-2511\"><h3 class=\"eael-accordion-tab-title\">1. Do I need basic insurance?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-2511\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"1\" aria-labelledby=\"1-do-i-need-basic-insurance\"><p>Yes. All persons residing in Switzerland are legally obliged to take out mandatory basic insurance under the Health Insurance Act (KVG) \u2013 regardless of age or health status. <\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"2-are-the-benefits-the-same-for-all-health-insurance-providers\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-2512\"><h3 class=\"eael-accordion-tab-title\">2. Are the benefits the same for all health insurance providers?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-2512\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"2-are-the-benefits-the-same-for-all-health-insurance-providers\"><p>Yes. The benefits of basic insurance are legally regulated and therefore identical for all health insurance providers \u2013 regardless of the chosen model, place of residence, or provider. <\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"3-by-when-can-i-cancel-my-basic-insurance\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-2513\"><h3 class=\"eael-accordion-tab-title\">3. By when can I cancel my basic insurance?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-2513\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"3-by-when-can-i-cancel-my-basic-insurance\"><p>The cancellation of your current basic insurance must be received by your health insurance provider by November 30 at the latest. The new insurance can then be taken out by December 31.   <\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"4-do-i-have-to-take-out-accident-insurance-through-my-health-insurance-provider\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-2514\"><h3 class=\"eael-accordion-tab-title\">4. Do I have to take out accident insurance through my health insurance provider?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-2514\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"4-do-i-have-to-take-out-accident-insurance-through-my-health-insurance-provider\"><p>That depends on your professional situation:<\/p>\n<ul>\n<li>Yes, if you work less than 8 hours per week or are not subject to unemployment insurance (e.g. students, self-employed persons, pensioners).<\/li>\n<li>No, if you work more than 8 hours per week or are insured against unemployment \u2013 in this case, you are automatically covered by accident insurance through your employer (e.g. via Suva).<\/li>\n<li>During a military or civil defense deployment of 60 days or more, military insurance covers costs. During this time, basic insurance can be suspended. <\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"5-which-deductible-should-i-choose\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-2515\"><h3 class=\"eael-accordion-tab-title\">5. Which deductible should I choose?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-2515\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"5-which-deductible-should-i-choose\"><p>The deductible is the amount you must pay yourself per calendar year before the health insurance provider covers costs. You can choose an annual deductible between CHF 300 and CHF 2,500. Additionally, a co-payment of 10% applies, up to a maximum of CHF 700 per year.  <\/p>\n<p>The higher the deductible, the lower the monthly premium. Our specialists will be happy to help you determine the optimal deductible for your situation. <\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"6-how-can-i-save-on-health-insurance-premiums\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-2516\"><h3 class=\"eael-accordion-tab-title\">6. How can I save on health insurance premiums?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-2516\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"6-how-can-i-save-on-health-insurance-premiums\"><p>The following options help you reduce premiums:<\/p>\n<ul>\n<li>Choice of an alternative insurance model such as KPTwin.doc, <a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/telmed-modell\" target=\"_blank\" rel=\"noopener\">KPTwin.win<\/a> or <a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/digitale-versicherung-kptwinsmart\" target=\"_blank\" rel=\"noopener\">KPTwin.smart.<\/a><\/li>\n<li>Exclusion of accident insurance if you are insured through your employer.<\/li>\n<li>Choosing a higher deductible.<\/li>\n<li>Prepayment of the annual premium (1% discount for annual payment).<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"7-which-model-is-right-for-me\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-2517\"><h3 class=\"eael-accordion-tab-title\">7. Which model is right for me?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-2517\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"7-which-model-is-right-for-me\"><div class=\"dots-color\">\n<p>The right model depends on your individual needs:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/digitale-versicherung-kptwinsmart\" target=\"_blank\" rel=\"noopener\">KPTwin.smart:<\/a> If you like to do everything digitally and on the go.<\/li>\n<li><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/kptwineasy-telemedizin-und-mediversand\" target=\"_blank\" rel=\"noopener\">KPTwin.easy:<\/a> If you want convenient phone consultations and medication delivered to your home.<\/li>\n<li><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/hausarztmodell\" target=\"_blank\" rel=\"noopener\">KPTwin.doc:<\/a> If you value a trusted family doctor relationship.<\/li>\n<li><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/telmed-modell\" target=\"_blank\" rel=\"noopener\">KPTwin.win:<\/a> If you want to flexibly choose between a family doctor and telemedicine.<\/li>\n<li><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/hmo-modell\" target=\"_blank\" rel=\"noopener\">KPTwin.plus:<\/a> If you want to be cared for by specialists at a health center.<\/li>\n<li><a href=\"https:\/\/www.kpt.ch\/de\/versicherungen\/grundversicherungen\/standard-freie-arztwahl\" target=\"_blank\" rel=\"noopener\">Standard model:<\/a> If you desire a free choice of doctor without restrictions.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Basic insurance: Find the right model with simply Basic insurance is mandatory for people living in Switzerland. We help you choose the right model. Calculate premium now Overview of basic insurance models simply supports you in choosing the right basic insurance model so you can benefit from attractive premium discounts. Compare models Model Premium discount [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10840","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Basic insurance: find the right model with simply as your advisor<\/title>\n<meta name=\"description\" content=\"Basic insurance is mandatory in Switzerland. simply compares models for you as an independent advisor, explains benefits clearly and helps you choose the health insurance that fits your needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/simply.ch\/en\/basic-insurance\/\" \/>\n<meta property=\"og:locale\" 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