{"id":10846,"date":"2025-09-01T07:39:05","date_gmt":"2025-09-01T07:39:05","guid":{"rendered":"https:\/\/simply.ch\/home-contents-insurance\/"},"modified":"2026-03-17T05:12:08","modified_gmt":"2026-03-17T05:12:08","slug":"home-contents-insurance","status":"publish","type":"page","link":"https:\/\/simply.ch\/en\/home-contents-insurance\/","title":{"rendered":"Home contents insurance"},"content":{"rendered":"\t\t
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Home contents insurance \u2013<\/span> \nyour home optimally protected<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tWith simply, you’ll find the right Zurich home contents insurance to protect your furniture, clothing, electronics, and valuables from damage.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Illustration\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Why is<\/span> Home contents insurance beneficial?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\"Check\"<\/figure>
Comprehensive protection<\/div>

Protection against fire, water, theft and unforeseen natural events<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\"Check\"<\/figure>
Immediate assistance<\/div>

24\/7 support in emergencies and fast claims payment<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Basic home contents insurance coverage<\/span> at a glance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tWhether fire, water, or theft \u2013 with Zurich home contents insurance, your personal belongings are comprehensively protected. All movable items in your home are insured \u2013 at replacement value. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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For example, the insurance coverage applies if:<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Your home furnishings are damaged by a fire<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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Water enters your home due to a storm and damages items<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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A burst pipe causes water damage or gas leakage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t
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Additional coverage options<\/span> \u2013 as unique as your daily life<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Supplement your home contents insurance specifically with additional modules that suit your lifestyle. This way, your possessions are optimally protected not only at home but also when you\u2019re out and about. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Theft away from home<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tWas your smartphone stolen on the train? This additional insurance covers the loss \u2013 even outside your home.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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Motorcycles and electric bicycles<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Protects e-bikes and mopeds starting at 25 km\/h against theft, damage, and loss. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t

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Home contents all risks<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Additional protection against loss or damage of all kinds \u2013 e.g., if your phone falls or your luggage is lost while traveling.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t

\n\t\t\t\t<\/rect><\/path><\/svg>\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t<\/rect><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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We're here<\/span> to help video consultation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Personal, digital, flexible: our video consultation answers your questions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tBook your video consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"simply-home-video\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Combo<\/span> discount<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\tTake out multiple Zurich products (e.g., home and car) and benefit from attractive combination discounts.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Frequently asked questions<\/span> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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1. Is home contents insurance mandatory for me?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

Home contents insurance is voluntary in most cantons. Exceptions are the cantons of Nidwalden, Vaud, Fribourg and Jura. In these cantons, there is mandatory cantonal home contents insurance. <\/p>\n<\/div>\n\t\t\t\t\t<\/div>

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2. How do I calculate my home contents insurance sum insured?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

The easiest way to calculate the sum insured is with our online calculator. To check the sum insured more precisely, we also provide you with an inventory list. <\/p>\n<\/div>\n\t\t\t\t\t<\/div>

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3. What do I need to consider for my home contents insurance when moving?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

During the move, your home contents are insured at both locations. Please inform us of your new address within 30 days. <\/p>\n<\/div>\n\t\t\t\t\t<\/div>

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4. How can I change or cancel my home contents insurance?<\/h3><\/path><\/g><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div>

Home contents insurance is concluded for a contractually agreed-upon duration. Subsequently, the contract automatically renews for one year. Cancellation of home contents insurance is possible in the following cases: <\/p>\n

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  • Upon expiry of the contract, subject to the period of notice.<\/li>\n
  • If your insurance increases the premium or deductible for the next year.<\/li>\n
  • After a claim.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Home contents insurance \u2013 your home optimally protected With simply, you’ll find the right Zurich home contents insurance to protect your furniture, clothing, electronics, and valuables from damage. Request quote Why is Home contents insurance beneficial? Comprehensive protection Protection against fire, water, theft and unforeseen natural events Immediate assistance 24\/7 support in emergencies and fast […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10846","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nHome Contents Insurance: Your Home Optimally Protected | simply<\/title>\n<meta name=\"description\" content=\"With simply, your home is optimally protected. 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