{"id":11042,"date":"2025-06-16T08:20:33","date_gmt":"2025-06-16T08:20:33","guid":{"rendered":"https:\/\/simply.ch\/precaution\/"},"modified":"2026-01-06T09:40:42","modified_gmt":"2026-01-06T09:40:42","slug":"precaution","status":"publish","type":"page","link":"https:\/\/simply.ch\/en\/precaution\/","title":{"rendered":"Precaution"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11042\" class=\"elementor elementor-11042 elementor-884\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ea0f5c e-flex e-con-boxed e-con e-parent\" data-id=\"5ea0f5c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7e081e9 e-con-full e-flex e-con e-child\" data-id=\"7e081e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1987027 e-con-full e-flex e-con e-child\" data-id=\"1987027\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a7f5af8 e-con-full e-flex e-con e-child\" data-id=\"a7f5af8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90d1c65 elementor-widget-mobile__width-inherit main-color block-line elementor-widget-tablet__width-inherit elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"90d1c65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span>Care<\/span> Plan for the Future with simply Carefree<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40bc559 e-con-full e-flex e-con e-child\" data-id=\"40bc559\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73d2945 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"73d2945\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWith simply and Swiss Life products, you plan your future purposefully and independently \u2013 aligned with the three pillars of the Swiss pension system. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-348e3fd e-con-full e-flex e-con e-child\" data-id=\"348e3fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-25cb473 e-con-full e-flex e-con e-child\" data-id=\"25cb473\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd14235 js-show-message-slide elementor-widget elementor-widget-button\" data-id=\"cd14235\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M13.1734 16.6794L17.8604 10.6794M17.8604 10.6794L13.1724 4.67938M17.8604 10.6794H2.86035\" stroke=\"white\" stroke-width=\"1.5\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6806ba e-con-full e-flex e-con e-child\" data-id=\"e6806ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7e1bff elementor-widget elementor-widget-image\" data-id=\"a7e1bff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1146\" height=\"401\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-vorsorge-hero.png\" class=\"attachment-full size-full wp-image-9657\" alt=\"Illustration for simply pension advice and future planning\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-vorsorge-hero.png 1146w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-vorsorge-hero-300x105.png 300w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-vorsorge-hero-1024x358.png 1024w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-vorsorge-hero-768x269.png 768w\" sizes=\"(max-width: 1146px) 100vw, 1146px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf8ff6a e-flex e-con-boxed e-con e-parent\" data-id=\"cf8ff6a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b89d1cf elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b89d1cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70ea820 e-con-full e-flex e-con e-child\" data-id=\"70ea820\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5c05732 e-con-full e-flex e-con e-child\" data-id=\"5c05732\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-44a702d e-con-full e-flex e-con e-child\" data-id=\"44a702d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7f21f9 elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"d7f21f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">the three pension pillars<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f62a64c bottom-arrow elementor-widget elementor-widget-button\" data-id=\"f62a64c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_3178_15659)\"><path d=\"M8 13.0117L10.5 15.5117M10.5 15.5117L13 13.0117M10.5 15.5117V4.51172H3\" stroke=\"#FE6799\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_3178_15659\"><rect width=\"16\" height=\"16\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Benefits<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d15d45 e-con-full e-grid e-con e-child\" data-id=\"0d15d45\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-22693bb e-con-full e-flex e-con e-child\" data-id=\"22693bb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b028c13 e-con-full e-flex e-con e-child\" data-id=\"b028c13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8bff312 elementor-widget elementor-widget-button\" data-id=\"8bff312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">First pillar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b404044 elementor-widget elementor-widget-heading\" data-id=\"b404044\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">State pension<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe51f50 elementor-widget elementor-widget-heading\" data-id=\"fe51f50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">(Securing livelihood)<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a6a372 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"0a6a372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check-dark.svg\" class=\"attachment-full size-full wp-image-3561\" alt=\"Checkmark icon for benefits overview, healthcare\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">AHV (mandatory)<\/div><p class=\"elementor-image-box-description\">Old-age and survivors' insurance<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62de352 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"62de352\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check-dark.svg\" class=\"attachment-full size-full wp-image-3561\" alt=\"Checkmark icon for benefits overview, healthcare\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">IV (mandatory)<\/div><p class=\"elementor-image-box-description\">Disability insurance<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc06eb5 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"dc06eb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check-dark.svg\" class=\"attachment-full size-full wp-image-3561\" alt=\"Checkmark icon for benefits overview, healthcare\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">EL (mandatory)<\/div><p class=\"elementor-image-box-description\">Supplementary benefits<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd4c58d elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cd4c58d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4eaed8 e-con-full e-flex e-con e-child\" data-id=\"f4eaed8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-43274af e-con-full e-flex e-con e-child\" data-id=\"43274af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04584be elementor-widget elementor-widget-button\" data-id=\"04584be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Second pillar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f35a028 elementor-widget elementor-widget-heading\" data-id=\"f35a028\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Occupational pension <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e20d81 elementor-widget elementor-widget-heading\" data-id=\"7e20d81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">(Maintaining standard of living)<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84adc99 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"84adc99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/check-semi.svg\" class=\"attachment-full size-full wp-image-3727\" alt=\"Decorative checkmark icon\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">BVG (mandatory)<\/div><p class=\"elementor-image-box-description\">(Mandatory) occupational pension<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fe928a elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"1fe928a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/check-semi.svg\" class=\"attachment-full size-full wp-image-3727\" alt=\"Decorative checkmark icon\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">UVG (mandatory)<\/div><p class=\"elementor-image-box-description\">(Mandatory) accident insurance<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01e48a9 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"01e48a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/check-semi.svg\" class=\"attachment-full size-full wp-image-3727\" alt=\"Decorative checkmark icon\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">Supplementary occupational provision (voluntary)<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e4cdbf elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4e4cdbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbcb470 elementor-align-justify arrow-hover js-show-message-slide elementor-widget elementor-widget-button\" data-id=\"bbcb470\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\"><path d=\"M12.7427 16L17.4297 10M17.4297 10L12.7417 4M17.4297 10H2.42969\" stroke=\"#FE4E88\" stroke-width=\"1.5\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f224b00 e-con-full e-flex e-con e-child\" data-id=\"f224b00\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-273d18d e-con-full e-flex e-con e-child\" data-id=\"273d18d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0289dba elementor-widget elementor-widget-button\" data-id=\"0289dba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Third pillar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0be829b elementor-widget elementor-widget-heading\" data-id=\"0be829b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Private provision<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf8daf8 elementor-widget elementor-widget-heading\" data-id=\"cf8daf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">(Additional needs)<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c8404e elementor-position-left elementor-position-left image-box-sec elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"2c8404e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">3a (voluntary)<\/div><p class=\"elementor-image-box-description\"><span>Tied-in provision<\/span>\nTax-deductible, ideal for long-term asset accumulation with guaranteed protection.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05af5eb elementor-position-left elementor-position-left image-box-sec elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"05af5eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">3b (voluntary)<\/div><p class=\"elementor-image-box-description\"><span>Unrestricted provision<\/span>\nGreatest flexibility \u2013 premium breaks, partial withdrawals and emigration options without losing your provision.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d08a9 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"e8d08a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">Adjust risk level<\/div><p class=\"elementor-image-box-description\">In certain cases, risk protection can be increased without the need for a comprehensive health check.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d81a229 elementor-align-justify arrow-hover js-show-message-slide elementor-widget elementor-widget-button\" data-id=\"d81a229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\"><path d=\"M13.0767 16L17.7637 10M17.7637 10L13.0757 4M17.7637 10H2.76367\" stroke=\"#FE6799\" stroke-width=\"1.5\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98171fe elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"98171fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-271db11 e-flex e-con-boxed e-con e-parent\" data-id=\"271db11\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d4a96d elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6d4a96d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4585681 e-con-full e-flex e-con e-child\" data-id=\"4585681\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ad1cef0 e-con-full e-flex e-con e-child\" data-id=\"ad1cef0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7abe5d2 e-con-full e-flex e-con e-child\" data-id=\"7abe5d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02f581a elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"02f581a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span> Financial planning products &amp;<\/span> financial planning<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c79c7a e-con-full e-grid e-con e-child\" data-id=\"9c79c7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-17fc2d8 e-con-full e-flex e-con e-child\" data-id=\"17fc2d8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a947f24 e-con-full e-flex e-con e-child\" data-id=\"a947f24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-064e766 elementor-widget elementor-widget-heading\" data-id=\"064e766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Retirement planning and wealth building<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50db87f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"50db87f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><foreignObject x=\"-2.66667\" y=\"-2.66667\" width=\"29.3333\" height=\"29.3333\"><\/foreignObject><g data-figma-bg-blur-radius=\"2.66667\"><rect x=\"0.285714\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\" fill=\"#FE6799\"><\/rect><rect x=\"0.285714\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\" stroke=\"#FE6799\" stroke-width=\"0.571428\"><\/rect><path d=\"M16.7655 9.64052L10.7655 15.6405C10.7307 15.6754 10.6893 15.703 10.6438 15.7219C10.5983 15.7408 10.5495 15.7505 10.5002 15.7505C10.4509 15.7505 10.4021 15.7408 10.3566 15.7219C10.3111 15.703 10.2697 15.6754 10.2349 15.6405L7.6099 13.0155C7.53953 12.9452 7.5 12.8497 7.5 12.7502C7.5 12.6507 7.53953 12.5553 7.6099 12.4849C7.68026 12.4145 7.7757 12.375 7.87521 12.375C7.97472 12.375 8.07016 12.4145 8.14052 12.4849L10.5002 14.8451L16.2349 9.1099C16.3053 9.03953 16.4007 9 16.5002 9C16.5997 9 16.6952 9.03953 16.7655 9.1099C16.8359 9.18026 16.8754 9.2757 16.8754 9.37521C16.8754 9.47472 16.8359 9.57016 16.7655 9.64052Z\" fill=\"white\" stroke=\"white\" stroke-width=\"0.75\"><\/path><\/g><defs><clipPath id=\"bgblur_0_3134_19799_clip_path\" transform=\"translate(2.66667 2.66667)\"><rect x=\"0.285714\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Combination of insurance coverage and investment opportunities for growth.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc474fb elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bc474fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e0eb76 e-con-full e-flex e-con e-child\" data-id=\"5e0eb76\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7bd9cf3 e-con-full e-flex e-con e-child\" data-id=\"7bd9cf3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ab237b elementor-widget elementor-widget-heading\" data-id=\"9ab237b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Insurance coverage for unexpected events<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79adb80 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"79adb80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"25\" height=\"24\" viewBox=\"0 0 25 24\" fill=\"none\"><foreignObject x=\"-1.99967\" y=\"-2.66667\" width=\"29.3333\" height=\"29.3333\"><\/foreignObject><g data-figma-bg-blur-radius=\"2.66667\"><rect x=\"0.952706\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\" fill=\"#FE4E88\"><\/rect><rect x=\"0.952706\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\" stroke=\"#FE4E88\" stroke-width=\"0.571428\"><\/rect><path d=\"M17.4325 9.64052L11.4325 15.6405C11.3977 15.6754 11.3563 15.703 11.3108 15.7219C11.2653 15.7408 11.2165 15.7505 11.1672 15.7505C11.1179 15.7505 11.0691 15.7408 11.0236 15.7219C10.9781 15.703 10.9367 15.6754 10.9019 15.6405L8.27689 13.0155C8.20652 12.9452 8.16699 12.8497 8.16699 12.7502C8.16699 12.6507 8.20652 12.5553 8.27689 12.4849C8.34725 12.4145 8.44269 12.375 8.5422 12.375C8.64171 12.375 8.73715 12.4145 8.80751 12.4849L11.1672 14.8451L16.9019 9.1099C16.9723 9.03953 17.0677 9 17.1672 9C17.2667 9 17.3621 9.03953 17.4325 9.1099C17.5029 9.18026 17.5424 9.2757 17.5424 9.37521C17.5424 9.47472 17.5029 9.57016 17.4325 9.64052Z\" fill=\"white\" stroke=\"white\" stroke-width=\"0.75\"><\/path><\/g><defs><clipPath id=\"bgblur_0_4258_8510_clip_path\" transform=\"translate(1.99967 2.66667)\"><rect x=\"0.952706\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Protection against occupational disability due to illness or accident, long-term care dependency, or death.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-703ba6f elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"703ba6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2a4262 e-con-full e-flex e-con e-child\" data-id=\"a2a4262\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6bf4381 e-con-full e-flex e-con e-child\" data-id=\"6bf4381\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b7dee3 elementor-widget elementor-widget-heading\" data-id=\"0b7dee3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Flexibility and adaptability<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fae7fea elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fae7fea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><foreignObject x=\"-2.66667\" y=\"-2.66667\" width=\"29.3333\" height=\"29.3333\"><\/foreignObject><g data-figma-bg-blur-radius=\"2.66667\"><rect x=\"0.285714\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\" fill=\"#FE6799\"><\/rect><rect x=\"0.285714\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\" stroke=\"#FE6799\" stroke-width=\"0.571428\"><\/rect><path d=\"M16.7655 9.64052L10.7655 15.6405C10.7307 15.6754 10.6893 15.703 10.6438 15.7219C10.5983 15.7408 10.5495 15.7505 10.5002 15.7505C10.4509 15.7505 10.4021 15.7408 10.3566 15.7219C10.3111 15.703 10.2697 15.6754 10.2349 15.6405L7.6099 13.0155C7.53953 12.9452 7.5 12.8497 7.5 12.7502C7.5 12.6507 7.53953 12.5553 7.6099 12.4849C7.68026 12.4145 7.7757 12.375 7.87521 12.375C7.97472 12.375 8.07016 12.4145 8.14052 12.4849L10.5002 14.8451L16.2349 9.1099C16.3053 9.03953 16.4007 9 16.5002 9C16.5997 9 16.6952 9.03953 16.7655 9.1099C16.8359 9.18026 16.8754 9.2757 16.8754 9.37521C16.8754 9.47472 16.8359 9.57016 16.7655 9.64052Z\" fill=\"white\" stroke=\"white\" stroke-width=\"0.75\"><\/path><\/g><defs><clipPath id=\"bgblur_0_3134_19799_clip_path\" transform=\"translate(2.66667 2.66667)\"><rect x=\"0.285714\" y=\"0.285714\" width=\"23.4286\" height=\"23.4286\" rx=\"11.7143\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Premium breaks, partial withdrawals, and adjustment of risk protection without comprehensive health examination.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd5a88 elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0cd5a88\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3b1f06 e-flex e-con-boxed e-con e-parent\" data-id=\"d3b1f06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-013da71 e-con-full e-flex e-con e-child\" data-id=\"013da71\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cd21247 e-con-full e-flex e-con e-child\" data-id=\"cd21247\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad80c4 elementor-widget elementor-widget-image\" data-id=\"6ad80c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-risikoschutz-mit-anlagemoglichkeiten.jpg\" title=\"\" alt=\"Risikoschutz\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6924ef7 e-con-full e-flex e-con e-child\" data-id=\"6924ef7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de336d6 elementor-widget-mobile__width-inherit main-color block-line elementor-widget elementor-widget-heading\" data-id=\"de336d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Risk protection with<\/span> investment opportunities<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7755dd8 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"7755dd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our risk insurance policies can be individually tailored to your life situation and often cover multiple risks. At the same time, you benefit from the value performance of your premiums through classic or fund-linked investment elements. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-334fc6f e-flex e-con-boxed e-con e-parent\" data-id=\"334fc6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e41ba7 e-con-full e-flex e-con e-child\" data-id=\"3e41ba7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7c8378e e-con-full e-flex e-con e-child\" data-id=\"7c8378e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a27951c e-con-full e-flex e-con e-child\" data-id=\"a27951c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9ede697 e-con-full e-flex e-con e-child\" data-id=\"9ede697\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67be417 elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"67be417\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Life insurance<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f8b7b0 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0f8b7b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"white-space-collapse: preserve;\">Life insurance policies create security \u2013 for your family and for your financial future. With simply and Swiss Life, you comprehensively protect your family and simultaneously utilize smart investment opportunities for your future. <\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55971d2 e-con-full e-flex e-con e-child\" data-id=\"55971d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-020bda6 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"020bda6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">Death coverage<\/div><p class=\"elementor-image-box-description\">Lifelong protection for your beneficiaries.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59ebc41 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"59ebc41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">Combined protection<\/div><p class=\"elementor-image-box-description\">Covers death and disability.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5eea5a0 elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"5eea5a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">Long-term care insurance<\/div><p class=\"elementor-image-box-description\">Financial support for long-term care needs.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-701153d elementor-widget elementor-widget-heading\" data-id=\"701153d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Our experts will explain to you in a consultation which product best suits your situation.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de6b2d9 js-show-message-slide elementor-widget elementor-widget-button\" data-id=\"de6b2d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M13.1734 16.6794L17.8604 10.6794M17.8604 10.6794L13.1724 4.67938M17.8604 10.6794H2.86035\" stroke=\"white\" stroke-width=\"1.5\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71b7765 e-flex e-con-boxed e-con e-parent\" data-id=\"71b7765\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ab216d7 e-con-full e-flex e-con e-child\" data-id=\"ab216d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-835792b e-con-full e-flex e-con e-child\" data-id=\"835792b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea02c58 e-con-full e-flex e-con e-child\" data-id=\"ea02c58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5916186 elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"5916186\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Tax advantages and<\/span> financial efficiency<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca174cf e-con-full e-flex e-con e-child\" data-id=\"ca174cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bf98fd elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"7bf98fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">Pillar 3a contributions<\/div><p class=\"elementor-image-box-description\">Are tax-deductible in the tax return.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcff82d elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"dcff82d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">Withdrawals from pillar 3b<\/div><p class=\"elementor-image-box-description\">Can be income tax-free under certain conditions.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddbe8af elementor-position-left elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"ddbe8af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/Check.svg\" class=\"attachment-full size-full wp-image-3475\" alt=\"Check\" \/><\/figure><div class=\"elementor-image-box-content\"><div class=\"elementor-image-box-title\">This way you save taxes and increase financial efficiency over the entire contract duration.<\/div><p class=\"elementor-image-box-description\">Protection, provision and tax advantages in one \u2013 for efficient financial planning all around.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29d8ca3 e-flex e-con-boxed e-con e-parent\" data-id=\"29d8ca3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8ec1010 e-con-full e-flex e-con e-child\" data-id=\"8ec1010\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-09baf35 e-con-full e-flex e-con e-child\" data-id=\"09baf35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f08ad6e e-con-full e-flex e-con e-child\" data-id=\"f08ad6e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afbb4aa elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"afbb4aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Specialized solutions for specific needs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6977526 e-con-full specialise-sec e-flex e-con e-child\" data-id=\"6977526\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a2deeb e-con-full specialise-box e-flex e-con e-child\" data-id=\"1a2deeb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-405c2fd e-con-full e-flex e-con e-child\" data-id=\"405c2fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-444b473 elementor-widget elementor-widget-heading\" data-id=\"444b473\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Vested benefits accounts<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfaad45 elementor-widget__width-inherit elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"bfaad45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Flexible management in case of career changes or emigration.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a3a3a5 elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"1a3a3a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"748\" height=\"544\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-freizugigkeitskonten.png\" class=\"attachment-full size-full wp-image-8529\" alt=\"Illustration of vested benefits accounts for pension provision when changing jobs\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-freizugigkeitskonten.png 748w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-freizugigkeitskonten-300x218.png 300w\" sizes=\"(max-width: 748px) 100vw, 748px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86ff86a e-con-full specialise-box e-flex e-con e-child\" data-id=\"86ff86a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc8d1a7 elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"fc8d1a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"748\" height=\"544\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-garantierte-renten.png\" class=\"attachment-full size-full wp-image-8533\" alt=\"Graphic on guaranteed lifelong pension payments in retirement planning\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-garantierte-renten.png 748w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-garantierte-renten-300x218.png 300w\" sizes=\"(max-width: 748px) 100vw, 748px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e9b8c9 e-con-full e-flex e-con e-child\" data-id=\"1e9b8c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28d08f6 elementor-widget elementor-widget-heading\" data-id=\"28d08f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Guaranteed annuities<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea764fb elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"ea764fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lifelong annuity payments for maximum security.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66c89ac e-con-full specialise-box e-flex e-con e-child\" data-id=\"66c89ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2d8e338 e-con-full e-flex e-con e-child\" data-id=\"2d8e338\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a82e93 elementor-widget elementor-widget-heading\" data-id=\"3a82e93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Return-oriented Products<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ba4167 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"2ba4167\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHigher risk with correspondingly higher return opportunities.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b55153 elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"8b55153\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"748\" height=\"544\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-renditeorientierte-produkte.png\" class=\"attachment-full size-full wp-image-8537\" alt=\"Symbol for return-oriented pension products with higher risk\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-renditeorientierte-produkte.png 748w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-vorsoge-renditeorientierte-produkte-300x218.png 300w\" sizes=\"(max-width: 748px) 100vw, 748px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b0be14 e-con-full inner-page-video-sec e-flex e-con e-parent\" data-id=\"9b0be14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2bd713 elementor-widget elementor-widget-template\" data-id=\"a2bd713\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"11307\" class=\"elementor elementor-11307 elementor-3303 elementor-3303\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7818f2de e-flex e-con-boxed e-con e-parent\" data-id=\"7818f2de\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7deb0af7 e-con-full e-flex e-con e-child\" data-id=\"7deb0af7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3334ceba e-con-full video-sectn e-flex e-con e-child\" data-id=\"3334ceba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cad3d31 elementor-widget-mobile__width-inherit main-color block-line elementor-widget elementor-widget-heading\" data-id=\"7cad3d31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>We're here<\/span> to help video consultation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47a43d20 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"47a43d20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Personal, digital, flexible: our video consultation answers your questions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67a3d420 Buchen-Sie elementor-widget elementor-widget-button\" data-id=\"67a3d420\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M13.1734 16.6794L17.8604 10.6794M17.8604 10.6794L13.1724 4.67938M17.8604 10.6794H2.86035\" stroke=\"white\" stroke-width=\"1.5\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book your video consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b54574a e-con-full e-flex e-con e-child\" data-id=\"4b54574a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ad82825 elementor-widget elementor-widget-image\" data-id=\"6ad82825\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"568\" height=\"678\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-home-videoberatung-wir-sind-fur-sie-da.png\" class=\"attachment-full size-full wp-image-6963\" alt=\"simply-home-video consultation - we are here for you\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-home-videoberatung-wir-sind-fur-sie-da.png 568w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/09\/simply-home-videoberatung-wir-sind-fur-sie-da-251x300.png 251w\" sizes=\"(max-width: 568px) 100vw, 568px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-edf6997 e-flex e-con-boxed e-con e-parent\" data-id=\"edf6997\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-335d18d e-con-full e-flex e-con e-child\" data-id=\"335d18d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0b002da e-con-full e-flex e-con e-child\" data-id=\"0b002da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b8c44f7 e-con-full e-flex e-con e-child\" data-id=\"b8c44f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed05ba7 elementor-widget-mobile__width-inherit main-color elementor-widget elementor-widget-heading\" data-id=\"ed05ba7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Frequently asked questions<\/span> <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7dfaf8 e-con-full e-flex e-con e-child\" data-id=\"c7dfaf8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-129c901 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"129c901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-129c901\" data-scroll-on-click=\"no\" data-scroll-speed=\"550\" data-accordion-id=\"129c901\" data-accordion-type=\"accordion\" data-toogle-speed=\"550\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"1-what-are-retirement-provision-and-asset-accumulation-insurance-products-for\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1951\"><h3 class=\"eael-accordion-tab-title\">1. What are retirement provision and asset accumulation insurance products for?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1951\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"1\" aria-labelledby=\"1-what-are-retirement-provision-and-asset-accumulation-insurance-products-for\"><p>They offer risk protection and simultaneously enable asset growth.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"2-which-risks-do-these-products-cover\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1952\"><h3 class=\"eael-accordion-tab-title\">2. Which risks do these products cover?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1952\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"2-which-risks-do-these-products-cover\"><p>Disability, long-term care needs, death and partially guaranteed annuity payments.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"3-how-flexible-are-the-products\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1953\"><h3 class=\"eael-accordion-tab-title\">3. How flexible are the products?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1953\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"3-how-flexible-are-the-products\"><p>Premium breaks, partial withdrawals, switching between Pillar 3a\/3b and risk protection adjustments are possible.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"4-what-investment-opportunities-are-there\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-1954\"><h3 class=\"eael-accordion-tab-title\">4. What investment opportunities are there?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1954\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"4-what-investment-opportunities-are-there\"><p>Funds, ETFs, index participations with varying guarantees and profit participation.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"5-what-tax-advantages-do-they-offer\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-1955\"><h3 class=\"eael-accordion-tab-title\">5. What tax advantages do they offer?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1955\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"5-what-tax-advantages-do-they-offer\"><p>Deductibility of Pillar 3a contributions and possible tax exemption of 3b payouts.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"6-how-do-these-products-differ-from-mere-savings-solutions\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-1956\"><h3 class=\"eael-accordion-tab-title\">6. How do these products differ from mere savings solutions?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1956\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"6-how-do-these-products-differ-from-mere-savings-solutions\"><p>Combination of investment opportunities and insurance coverage, more stability than stocks, higher return opportunities than bank accounts.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"7-are-there-specialized-solutions\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-1957\"><h3 class=\"eael-accordion-tab-title\">7. Are there specialized solutions?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1957\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"7-are-there-specialized-solutions\"><p>Yes \u2013 vested benefits accounts, guaranteed annuities or return-oriented products for various needs.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"8-how-do-i-find-the-right-product\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"8\" aria-controls=\"elementor-tab-content-1958\"><h3 class=\"eael-accordion-tab-title\">8. How do I find the right product?<\/h3><span class=\"fa-toggle fa-toggle-svg eaa-svg\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"17\" viewBox=\"0 0 16 17\" fill=\"none\"><g clip-path=\"url(#clip0_4162_1385)\"><path d=\"M8.15609 10.1664L12.5076 5.81495C12.623 5.69958 12.7794 5.63477 12.9426 5.63477C13.1057 5.63477 13.2622 5.69958 13.3776 5.81495C13.493 5.93032 13.5578 6.08679 13.5578 6.24995C13.5578 6.41311 13.493 6.56958 13.3776 6.68495L9.02609 11.0364L8.15609 11.9064L2.93409 6.68495C2.87696 6.62782 2.83165 6.56001 2.80073 6.48537C2.76982 6.41073 2.75391 6.33074 2.75391 6.24995C2.75391 6.16916 2.76982 6.08917 2.80073 6.01453C2.83165 5.93989 2.87696 5.87207 2.93409 5.81495C2.99121 5.75782 3.05903 5.71251 3.13367 5.68159C3.20831 5.65068 3.2883 5.63477 3.36909 5.63477C3.44988 5.63477 3.52987 5.65068 3.60451 5.68159C3.67915 5.71251 3.74696 5.75782 3.80409 5.81495L8.15609 10.1664Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_4162_1385\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 0.5)\"><\/rect><\/clipPath><\/defs><\/svg><\/span><\/div><div id=\"elementor-tab-content-1958\" class=\"eael-accordion-content clearfix\" data-tab=\"8\" aria-labelledby=\"8-how-do-i-find-the-right-product\"><p>Define your goals, assess risk and costs, and seek personal advice.<\/p>\n<\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Care Plan for the Future with simply Carefree With simply and Swiss Life products, you plan your future purposefully and independently \u2013 aligned with the three pillars of the Swiss pension system. Request quote the three pension pillars Benefits First pillar State pension (Securing livelihood) AHV (mandatory) Old-age and survivors&#8217; insurance IV (mandatory) Disability insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-11042","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Planning: Securely into the Future with simply | simply<\/title>\n<meta name=\"description\" content=\"Securely into the future with simply: Discover simple financial planning solutions that guarantee you clarity, security, and long-term financial stability.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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