{"id":10764,"date":"2025-10-09T09:27:32","date_gmt":"2025-10-09T09:27:32","guid":{"rendered":"https:\/\/simply.ch\/aktuelles\/save-on-health-insurance-premiums-without-changing-insurers-heres-how\/"},"modified":"2025-11-20T12:06:05","modified_gmt":"2025-11-20T12:06:05","slug":"save-on-health-insurance-premiums-without-changing-insurers-heres-how","status":"publish","type":"post","link":"https:\/\/simply.ch\/en\/news\/save-on-health-insurance-premiums-without-changing-insurers-heres-how\/","title":{"rendered":"Save on Health Insurance Premiums without Changing Providers? Here&#8217;s how!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10764\" class=\"elementor elementor-10764 elementor-10005\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec100b9 e-flex e-con-boxed e-con e-parent\" data-id=\"ec100b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-425d767 e-con-full e-flex e-con e-child\" data-id=\"425d767\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6d246d8 e-con-full e-flex e-con e-child\" data-id=\"6d246d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f146220 main-color elementor-widget elementor-widget-heading\" data-id=\"f146220\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Save on Health Insurance Premiums without Changing Providers? Here&#8217;s how!<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88cd41c elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"88cd41c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Autumn is approaching, and with it, the topic of health insurance premiums is once again coming to the fore. Many are wondering whether changing health insurance will bring financial relief. But did you know that changing health insurance is not always necessary to save on premiums?  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7aa6d9 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"a7aa6d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-aktuelles-krankenkassenpraemien-sparen-hero.jpg\" class=\"attachment-full size-full wp-image-10007\" alt=\"Praemien-sparen-ohne\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-aktuelles-krankenkassenpraemien-sparen-hero.jpg 1200w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-aktuelles-krankenkassenpraemien-sparen-hero-300x200.jpg 300w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-aktuelles-krankenkassenpraemien-sparen-hero-1024x683.jpg 1024w, https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-aktuelles-krankenkassenpraemien-sparen-hero-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12c0fed elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"12c0fed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Perhaps you&#8217;ve already wondered if switching health insurance is the key to cheaper premiums. But what if you&#8217;re actually satisfied with the services of your current health insurance company? Or if the administrative effort deters you? No need to worry! There is a simple alternative to still save on premiums: simply change the insurance model within your existing health insurance company. The scope of cost coverage remains the same. The only difference is how you, as an insured person, make use of the individual health services. This way you can save without changing health insurance.       <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-927efc3 e-con-full e-flex e-con e-child\" data-id=\"927efc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2239ca elementor-widget elementor-widget-heading\" data-id=\"d2239ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A look at the basic insurance models offered by KPT Health Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecd70b0 elementor-widget elementor-widget-heading\" data-id=\"ecd70b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Telemedicine and online pharmacy (KPTwin.easy):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee9288 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5ee9288\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This model relies on telemedicine consultation and medication delivery. Medical consultations and referrals to specialists are always done by phone. So there is no long journey or waiting times with this model. However, if you prefer a personal doctor&#8217;s visit, this model is not the right one for you.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9baa010 elementor-widget elementor-widget-heading\" data-id=\"9baa010\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Group practice \/ health center (KPTwin.plus):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-718d110 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"718d110\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Here you choose the health center that is most suitable for you. The attending physician coordinates all your treatments. This model also offers discounted premiums, which are made possible by a centralized administration.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90c5264 elementor-widget elementor-widget-heading\" data-id=\"90c5264\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Family doctor model (KPTwin.doc):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-faf34d9 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"faf34d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The first point of contact for medical advice is always your chosen family doctor. He knows you best and coordinates all treatments. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bd6050 elementor-widget elementor-widget-heading\" data-id=\"8bd6050\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Family doctor and telemedicine (KPTwin.win):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5fbaa5 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d5fbaa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is a combination of family doctor and telemedicine model, where you can both personally visit a doctor and take advantage of telemedicine advice. You decide on a case-by-case basis &#8211; premium discounts included! <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ee5c7b elementor-widget elementor-widget-heading\" data-id=\"7ee5c7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Free choice of doctor (standard model):<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b944aaf elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b944aaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is the most flexible, but also the most expensive model. You always have a free choice and can go directly to a specialist without a referral. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-991ed42 js-show-message-slide elementor-widget elementor-widget-button\" data-id=\"991ed42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book consultation appointment now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Autumn is approaching, and with it, the topic of health insurance premiums is once again coming to the fore. Many are wondering whether changing health insurance will bring financial relief. But did you know that changing health insurance is not always necessary to save on premiums? Perhaps you&#8217;ve already wondered if switching health insurance is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10007,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10764","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nicht-kategorisiert"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Save on health insurance premiums without changing providers? 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Many people are wondering whether switching health insurance providers will bring financial relief.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/simply.ch\/en\/news\/save-on-health-insurance-premiums-without-changing-insurers-heres-how\/\" \/>\n<meta property=\"og:site_name\" content=\"simply\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-09T09:27:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-20T12:06:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/Praemien-sparen-ohne-Krankenkassenwechsel-1200x800-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"development\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"development\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/save-on-health-insurance-premiums-without-changing-insurers-heres-how\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/save-on-health-insurance-premiums-without-changing-insurers-heres-how\\\/\"},\"author\":{\"name\":\"development\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#\\\/schema\\\/person\\\/a01634b4ac90715708b3587172e6a5a2\"},\"headline\":\"Save on Health Insurance Premiums without Changing Providers? 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