{"id":16212,"date":"2026-08-21T15:00:21","date_gmt":"2026-08-21T15:00:21","guid":{"rendered":"https:\/\/simply.ch\/aktuelles\/supplementary-insurance-which-cover-suits-which-life-situation\/"},"modified":"2026-08-21T15:14:39","modified_gmt":"2026-08-21T15:14:39","slug":"supplementary-insurance-which-cover-suits-which-life-situation","status":"publish","type":"post","link":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/","title":{"rendered":"Supplementary insurance: Which cover suits which life situation?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16212\" class=\"elementor elementor-16212 elementor-16204\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec100b9 e-flex e-con-boxed e-con e-parent\" data-id=\"ec100b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-425d767 e-con-full e-flex e-con e-child\" data-id=\"425d767\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6d246d8 e-con-full e-flex e-con e-child\" data-id=\"6d246d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f146220 main-color elementor-widget elementor-widget-heading\" data-id=\"f146220\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Supplementary insurance: Which cover suits which life situation?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88cd41c elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"88cd41c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u201cDo I really need this?\u201d Many people ask themselves that when it comes to supplementary insurance. There\u2019s no one-size-fits-all answer. Basic insurance covers essential medical care; anything beyond that is voluntary and may or may not make sense depending on your stage of life. Someone who does a lot of sport has different needs than a family with children. We\u2019ll show you which cover can be particularly worthwhile in your situation.     <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7aa6d9 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"a7aa6d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"844\" src=\"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung.jpg\" class=\"attachment-full size-full wp-image-16211\" alt=\"\" srcset=\"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung.jpg 1500w, https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung-300x169.jpg 300w, https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung-1024x576.jpg 1024w, https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung-768x432.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86fe0b0 e-con-full e-flex e-con e-child\" data-id=\"86fe0b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5a9864 elementor-widget elementor-widget-heading\" data-id=\"d5a9864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Young and active: prevention, glasses, and emergencies on the go<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c208312 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"c208312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A gym membership, a yoga class, a check-up with your family doctor, or new glasses: as a rule, basic insurance doesn\u2019t contribute to these costs, or only in exceptional cases. Outpatient supplementary insurance is designed for exactly this. Depending on the plan, you benefit from annual contributions towards fitness centres, sports clubs, or swimming lessons. Depending on the product, it may also contribute towards glasses, general check-ups, and vaccinations that basic insurance doesn\u2019t cover, such as travel vaccinations.   <\/p>\n<p> <\/p>\n<p>If you also often go hiking, climbing, or skiing, outpatient supplementary insurance can benefit you twice over\u2014namely for transport and rescue. Basic insurance covers only 50%, up to a maximum of CHF 500 per year for transport and CHF 5,000 for rescue costs. A helicopter rescue can quickly cost far more. Outpatient supplementary insurance covers rescue and emergency transport costs within Switzerland up to 100%. Accident insurance also contributes. You can find out more in our <a href=\"https:\/\/simply.ch\/aktuelles\/ferien-gebucht-aber-was-ist-eigentlich-wirklich-versichert\/\">blog post<\/a>.      <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02c64a8 elementor-widget elementor-widget-heading\" data-id=\"02c64a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Families: the classic is braces<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-201b6ac elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"201b6ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dental treatment and orthodontic corrections are not part of basic insurance in Switzerland. It pays only in cases of serious diseases of the chewing system. Depending on the initial situation, orthodontic treatment costs several thousand francs; for complex corrections, it is often CHF 10,000 or more. Depending on the level of benefits, dental insurance covers part of this\u2014sometimes up to 75% of the costs for dental treatment, combined with a contribution towards orthodontics up to a certain age.    <\/p>\n<p> <\/p>\n<p>Timing is crucial: once a misalignment has been diagnosed, acceptance without exclusions is hardly possible anymore. That\u2019s why many parents take out dental insurance early. With some products, this is very straightforward for children under five, with no health check required.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-411f955 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"411f955\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Best agers: freedom of choice without the cost risk<\/h3>\n<p>Basic insurance covers inpatient stays in the general ward of hospitals. In principle, you can choose freely from all listed hospitals. So nationwide free choice of hospital already applies under basic insurance. The catch is the cost: the canton and health insurer reimburse at most the reference tariff of your canton of residence. If the hospital you choose is more expensive, you pay the difference yourself. This is exactly where hospital supplementary insurance comes in: it covers these additional costs, as well as the comfort of staying in a double room instead of a shared ward. Options range from flexible models\u2014where you can choose the ward anew for each admission\u2014to semi-private and private. There are also benefits that make everyday life easier, such as contributions towards domestic help and home care after a hospital stay.       <\/p>\n<p> <\/p>\n<p>A second topic that becomes more relevant with age is complementary medicine\u2014whether for back and joint problems or to support people with chronic pain. Basic insurance covers acupuncture, homeopathy, phytotherapy, or TCM only if provided by a doctor with the relevant certification. Treatments by recognised therapists are covered via outpatient supplementary insurance. Depending on the plan, up to 75% of the costs are covered.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c78733 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"7c78733\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Health checks and deadlines: why lead time is crucial<\/h3>\n<p>Unlike basic insurance, supplementary insurance is governed by the Swiss Insurance Contract Act. That means there is no obligation to accept applicants. The insurer checks your health status and may accept an application with exclusions or reject it. In addition, some benefits have waiting periods: for example, depending on the product, you may wait up to 365 days for contributions towards glasses.   <\/p>\n<p> <\/p>\n<p>Notice periods are just as important. With many supplementary insurance policies, you can cancel at the end of the year with three months\u2019 notice\u2014so the letter must reach the insurer by 30 September. Different rules may apply for multi-year contracts or after a premium increase: it\u2019s worth checking your policy.  <\/p>\n<p> <\/p>\n<p>So if you want to adjust your cover or take out new supplementary insurance, you should start now: the application, health check, and response take time. It\u2019s also worth taking out supplementary insurance proactively, before any symptoms arise. We at simply will be happy to support you.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59e2712 js-show-message-slide elementor-widget elementor-widget-button\" data-id=\"59e2712\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a non-binding consultation now <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u201cDo I really need this?\u201d Many people ask themselves that when it comes to supplementary insurance. There\u2019s no one-size-fits-all answer. Basic insurance covers essential medical care; anything beyond that is voluntary and may or may not make sense depending on your stage of life. Someone who does a lot of sport has different needs than [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":16211,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nicht-kategorisiert"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Supplementary insurance: Which cover is right for you?<\/title>\n<meta name=\"description\" content=\"Find out which supplementary insurance policies suit your personal life situation. Find the right cover with simply.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Supplementary insurance: Which cover is right for you?\" \/>\n<meta property=\"og:description\" content=\"Find out which supplementary insurance policies suit your personal life situation. Find the right cover with simply.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/\" \/>\n<meta property=\"og:site_name\" content=\"simply\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-21T15:00:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-21T15:14:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung-1024x576.jpg\" \/>\n<meta name=\"author\" content=\"Simply Editor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Simply Editor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/\"},\"author\":{\"name\":\"Simply Editor\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#\\\/schema\\\/person\\\/51c9771d2594404364b23958db9acbce\"},\"headline\":\"Supplementary insurance: Which cover suits which life situation?\",\"datePublished\":\"2026-08-21T15:00:21+00:00\",\"dateModified\":\"2026-08-21T15:14:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/\"},\"wordCount\":754,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/simply.ch\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Zusatzversicherung-Welche-Deckung.jpg\",\"articleSection\":[\"Nicht kategorisiert\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/\",\"url\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/\",\"name\":\"Supplementary insurance: Which cover is right for you?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/simply.ch\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Zusatzversicherung-Welche-Deckung.jpg\",\"datePublished\":\"2026-08-21T15:00:21+00:00\",\"dateModified\":\"2026-08-21T15:14:39+00:00\",\"description\":\"Find out which supplementary insurance policies suit your personal life situation. Find the right cover with simply.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#primaryimage\",\"url\":\"https:\\\/\\\/simply.ch\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Zusatzversicherung-Welche-Deckung.jpg\",\"contentUrl\":\"https:\\\/\\\/simply.ch\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Zusatzversicherung-Welche-Deckung.jpg\",\"width\":1500,\"height\":844},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/news\\\/supplementary-insurance-which-cover-suits-which-life-situation\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/simply.ch\\\/en\\\/home\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Supplementary insurance: Which cover suits which life situation?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/simply.ch\\\/en\\\/\",\"name\":\"simply\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/simply.ch\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#organization\",\"name\":\"simply\",\"url\":\"https:\\\/\\\/simply.ch\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/simply.ch\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/simply-logo.png\",\"contentUrl\":\"https:\\\/\\\/simply.ch\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/simply-logo.png\",\"width\":352,\"height\":129,\"caption\":\"simply\"},\"image\":{\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/simply.ch\\\/en\\\/#\\\/schema\\\/person\\\/51c9771d2594404364b23958db9acbce\",\"name\":\"Simply Editor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/313f6a0bc2c4f139f7a4022aeca6fe7fc693cf2bdf61b1d96a88b366b5fbf43d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/313f6a0bc2c4f139f7a4022aeca6fe7fc693cf2bdf61b1d96a88b366b5fbf43d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/313f6a0bc2c4f139f7a4022aeca6fe7fc693cf2bdf61b1d96a88b366b5fbf43d?s=96&d=mm&r=g\",\"caption\":\"Simply Editor\"},\"url\":\"https:\\\/\\\/simply.ch\\\/en\\\/author\\\/infowebage-ch\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Supplementary insurance: Which cover is right for you?","description":"Find out which supplementary insurance policies suit your personal life situation. Find the right cover with simply.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/","og_locale":"en_US","og_type":"article","og_title":"Supplementary insurance: Which cover is right for you?","og_description":"Find out which supplementary insurance policies suit your personal life situation. Find the right cover with simply.","og_url":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/","og_site_name":"simply","article_published_time":"2026-08-21T15:00:21+00:00","article_modified_time":"2026-08-21T15:14:39+00:00","og_image":[{"url":"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung-1024x576.jpg","type":"","width":"","height":""}],"author":"Simply Editor","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Simply Editor","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#article","isPartOf":{"@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/"},"author":{"name":"Simply Editor","@id":"https:\/\/simply.ch\/en\/#\/schema\/person\/51c9771d2594404364b23958db9acbce"},"headline":"Supplementary insurance: Which cover suits which life situation?","datePublished":"2026-08-21T15:00:21+00:00","dateModified":"2026-08-21T15:14:39+00:00","mainEntityOfPage":{"@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/"},"wordCount":754,"commentCount":0,"publisher":{"@id":"https:\/\/simply.ch\/en\/#organization"},"image":{"@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#primaryimage"},"thumbnailUrl":"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung.jpg","articleSection":["Nicht kategorisiert"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/","url":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/","name":"Supplementary insurance: Which cover is right for you?","isPartOf":{"@id":"https:\/\/simply.ch\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#primaryimage"},"image":{"@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#primaryimage"},"thumbnailUrl":"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung.jpg","datePublished":"2026-08-21T15:00:21+00:00","dateModified":"2026-08-21T15:14:39+00:00","description":"Find out which supplementary insurance policies suit your personal life situation. Find the right cover with simply.","breadcrumb":{"@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#primaryimage","url":"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung.jpg","contentUrl":"https:\/\/simply.ch\/wp-content\/uploads\/2026\/08\/Zusatzversicherung-Welche-Deckung.jpg","width":1500,"height":844},{"@type":"BreadcrumbList","@id":"https:\/\/simply.ch\/en\/news\/supplementary-insurance-which-cover-suits-which-life-situation\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/simply.ch\/en\/home\/"},{"@type":"ListItem","position":2,"name":"Supplementary insurance: Which cover suits which life situation?"}]},{"@type":"WebSite","@id":"https:\/\/simply.ch\/en\/#website","url":"https:\/\/simply.ch\/en\/","name":"simply","description":"","publisher":{"@id":"https:\/\/simply.ch\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/simply.ch\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/simply.ch\/en\/#organization","name":"simply","url":"https:\/\/simply.ch\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/simply.ch\/en\/#\/schema\/logo\/image\/","url":"https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-logo.png","contentUrl":"https:\/\/simply.ch\/wp-content\/uploads\/2025\/10\/simply-logo.png","width":352,"height":129,"caption":"simply"},"image":{"@id":"https:\/\/simply.ch\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/simply.ch\/en\/#\/schema\/person\/51c9771d2594404364b23958db9acbce","name":"Simply Editor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/313f6a0bc2c4f139f7a4022aeca6fe7fc693cf2bdf61b1d96a88b366b5fbf43d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/313f6a0bc2c4f139f7a4022aeca6fe7fc693cf2bdf61b1d96a88b366b5fbf43d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/313f6a0bc2c4f139f7a4022aeca6fe7fc693cf2bdf61b1d96a88b366b5fbf43d?s=96&d=mm&r=g","caption":"Simply Editor"},"url":"https:\/\/simply.ch\/en\/author\/infowebage-ch\/"}]}},"_links":{"self":[{"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/posts\/16212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/comments?post=16212"}],"version-history":[{"count":1,"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/posts\/16212\/revisions"}],"predecessor-version":[{"id":16213,"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/posts\/16212\/revisions\/16213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/media\/16211"}],"wp:attachment":[{"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/media?parent=16212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/categories?post=16212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/simply.ch\/en\/wp-json\/wp\/v2\/tags?post=16212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}