International health insurance for expats

Whatever takes you abroad – with international health insurance from KPT in cooperation with Allianz Care, you and your family are covered worldwide.

simply supports you personally in choosing the right solution for long-term periods abroad.

Why is international health insurance important?

A lengthy period abroad brings new challenges – including regarding healthcare. With international health insurance from KPT in cooperation with Allianz Care, you are optimally covered worldwide.

Your benefits at a glance

Comprehensive coverage – worldwide

Outpatient and inpatient treatment, preventive care, vaccinations, and emergency repatriations are covered – no matter where you are.

Reliable advice from simply

We support you in choosing the right solution – personally, digitally, and multilingually.

Direct cost coverage & free choice of doctor

Thanks to Allianz Care, invoices are settled directly with clinics in the partner network – without an upfront payment. You are free to choose the facility.

Why this coverage is important

Solutions for companies

International companies, NGOs, and institutions benefit from KPT’s individually tailored insurance packages for employees abroad – with attractive conditions, flexible benefit modules, and reliable worldwide coverage.

simply provides advisory support – from the initial inquiry to successful implementation.

We're here to help video consultation

Personal, digital, flexible: our video consultation answers your questions.

Frequently asked questions

1. Who is considered an expat?

Expats (expatriates) are individuals who stay abroad for an extended period without relocating their
permanent residence there. These include:

Professionally seconded employees and cross-border commuters.
Self-employed individuals and digital nomads.
Students abroad.
Retirees abroad.
Family members of expats.
NGO employees and volunteers.

2. What is the difference between international health insurance and travel insurance?

Expat insurance covers long-term stays, including preventive care and repatriation, while travel insurance primarily covers short stays and emergencies during travel.

3. Who needs international health insurance?

Expats, cross-border commuters, students abroad, digital nomads, retirees, and families of seconded individuals.

4. What benefits are included?

Outpatient & inpatient treatment, emergency transport, preventive examinations, vaccinations, psychological care, free choice of doctor and hospital worldwide.