Conditions of participation Recommendation

• The referral offer is only valid for natural persons. Recommenders over the age of 18 are eligible to participate.
• Only customers who do not have a current contract (basic and/or supplementary insurance) with KPT at the time the contract is issued are considered new registrations.
• Persons who already have active coverage (basic and/or supplementary insurance) with KPT receive a referral premium for the referral of family members (including newborns).
• Deals through Simply employees are excluded from the promotion.
• If, after payment of the referral bonus or the welcome amount, it turns out that the change of insurance was not validly effected, for example due to double insurance, KPT can reclaim the amounts paid out.